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Country Home Loans

Living in the country affords you the opportunity to live life at a slower pace and live it on your own terms. 

Country Home Loans in the Upper Midwest

Getting away from the rat race whether for a weekend or for a permanent home is the dream of many midwesterners. People dream of a life with no rush hour, chirping birds, and more open space.

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Mortgages for Country Homes

Country Homes can be a simple or complicated process with all the changes in the mortgage process since the financial crisis of 2008. Northview Bank has numerous programs for these types of properties, while many mortgage brokers offer only  couple. By offering a myriad of options we are able to overcome the challenges that arise due to property conditions and keep your country home loan moving forward.

Northview Bank’s locations are all in areas where country homes are normally financed, so what may seem odd to some banks is normal to us. Country homes come in a variety of condition and construction types - manufactured, stick-built, log, modular, etc. They also come in a variety of conditions and ages along with other anomalies that create challenges in the lending process for banks that are unfamiliar with the variety of country homes.

Many Loan Options

Northview Bank has been financing country homes for decades. Our experience and the range of loans we offer ensure a smooth process for you. We offer a full spectrum of mortgage loans for primary and secondary homes, including FHA, VA, USDA rural development, conventional, conventional insured, and direct loans. We have programs available for stick-built, log, and manufactured housing. If you buy a property, regardless of the type, we can find the best financing option for you, saving you time and getting you into your country home sooner. Concerned about the down payment? We have many low down payment programs available.

Fast Approval on Country Home Financing

Since we underwrite our conventional mortgages in-house, we can give you fast turnaround times for approvals. Servicing is also kept local, so if you have a question on your loan, you can get an answer from a real person in a timely manner.

Country Home? We’ll Help You Get There

If you’re ready to buy that country home of your dreams you can start now—just click here to get prequalified.

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Traver Gahler

Vice President/Branch Manager

Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing

Contact Traver

Riley J Snow

VP/Branch Manager

Specialty: Consumer and In-House Real Estate Financing

Contact Riley

Cassi Nelson

Branch Manager/Loan Officer

Specialty: Consumer Lending, Land Loans, Home Equity Loans

Contact Cassi

Tom Willie

Loan Officer

Specialty: Home Purchases, Home Refinances, Conventional, FHA, VA, USDA, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, Consumer Financing

Contact Tom

Chad Johnsen

Vice President/Branch Manager

Specialty: Home Purchases, Home Refinances, Construction Loans, Land Financing, Lake lot Financing & Seasonal Cabin Financing

Contact Chad

Shelly Lough

Vice President – Loan Officer

Specialty: Consumer Lending

Contact Shelly

Ryan Jensen

Vice President/Branch Manager/Mortgage Loan Officer

Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, HELOC, Manufactured Homes & Consumer Lending

Contact Ryan

Carrie Conner

Vice President - Loan Officer

Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, USDA Rural Development, VA, FHA, HELOC, Consumer Lending

Contact Carrie

Vicky L Eiffler

Loan Officer

Specialty: Home Purchases, Home Refinances, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, HELOC, Consumer Lending

Contact Vicky

Tom Johnson

Mortgage Loan Officer

Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, HELOC, FHA, USDA, VA

Contact Tom

Mark Harmon

Branch Manager/Loan Officer

Specialty: Mortgage Loans: Real Estate, Vacation Property, Land -|- Loans: Personal, Auto, Boat, RV, Fish House, ATV, Off-Road Vehicles, Construction Loans, Home Equity Loans, HELOCs

Contact Mark

Lynne Powell

Assistant Vice President/Branch Manager

Specialty: Consumer Lending:
Auto Loans, Boat Loans, ATV Loans

Contact Lynne